DISCLAIMER, LIMITATION OF LIABILITY & USER AGREEMENT

Effective Date: November 2, 2025

[IvanLeads.com] ("we," "us," "our," or the "Site") is NOT affiliated with, endorsed by, sponsored by, or in any way connected to Meta Platforms, Inc., Facebook, Instagram, WhatsApp, Oculus, or any of their subsidiaries, affiliates, or partners. All product names, logos, trademarks, and brands mentioned are the exclusive property of their respective owners and are used herein solely for identification purposes. No license or right to use any trademark is granted.

1. NO WARRANTIES WHATSOEVER

The Site, its content, materials, products, services, tools, and any information provided ("Materials") are delivered "AS IS" and "AS AVAILABLE" without any warranties of any kind — express, implied, statutory, or otherwise. We expressly disclaim all warranties, including but not limited to:





Merchantability



Fitness for a particular purpose



Accuracy, completeness, reliability, or timeliness



Non-infringement



Quiet enjoyment



Freedom from viruses, errors, or interruptions

WE MAKE NO GUARANTEES of results, earnings, ad performance, lead quality, business success, or any outcome. All results are 100% dependent on your effort, market conditions, execution, and factors entirely beyond our control.

2. ZERO LIABILITY

IN NO EVENT shall [IvanLeads.com], its owners, officers, employees, agents, affiliates, licensors, or assigns be liable for any direct, indirect, incidental, special, consequential, punitive, or exemplary damages — including but not limited to:





Lost profits, revenue, data, or business opportunities



Advertising or marketing losses



Account suspensions or bans (including Meta/Facebook/Instagram)



Legal fees, fines, or regulatory penalties



Emotional distress or reputational harm

—even if advised of the possibility of such damages.

YOUR SOLE REMEDY for dissatisfaction is to stop using the Site and any purchased products immediately.

3. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless [IvanLeads.com] and its affiliates from any claim, demand, loss, liability, or expense (including reasonable attorneys’ fees) arising from:





Your use (or misuse) of the Site or Materials



Your violation of any law, regulation, or third-party right



Any content you submit, post, or transmit



Your business activities, advertising, or marketing

4. USER ASSUMES ALL RISK

By accessing this Site or purchasing any product/service:





You assume 100% of the risk for your results (or lack thereof).



You waive any right to sue us for outcomes, ad disapprovals, account issues, or financial losses.



You confirm you are at least 18 years old and capable of entering binding contracts.

5. GOVERNING LAW & JURISDICTION

This Agreement is governed by the laws of the Province of Ontario (without regard to conflict of law principles). Any dispute must be filed exclusively in the procinve or federal courts located in Canada. You consent to personal jurisdiction there.

6. ENTIRE AGREEMENT

This Disclaimer constitutes the entire agreement between you and [IvanLeads.com] and supersedes all prior understandings. If any provision is unenforceable, the remainder remains in full force.